Cradle & Hearth

Affirm and Klarna

Pay over time

Furnish a room now and spread the cost into payments, with Affirm or Klarna at checkout.

Affirm

Choose a monthly plan. Affirm shows the plans your order qualifies for, including any interest, before you confirm.

Klarna

Split your order into installments. Klarna shows the ways your order can be split, including any interest, before you confirm.

How it works

  1. 1

    See your monthly estimate

    Product pages and your cart show an estimate from Affirm or Klarna under the price when the amount qualifies for a plan.

  2. 2

    Pick Affirm or Klarna at checkout

    Both sit in the Payment step beside card. You see the plans on offer for your order total before you agree to anything.

  3. 3

    Pay on your plan

    We are paid for the order in full and prepare it as usual. You make your payments to Affirm or Klarna on the schedule you chose.

What you need

  • A billing address in the United States.
  • A few details for Affirm or Klarna to confirm who you are.

Who decides, and who to ask

Affirm and Klarna decide whether to approve a plan and set its terms, including any interest. Their checkout shows those terms before you confirm. Questions about a plan, a payment or your account go to them: Affirm help and Klarna help.

Questions about the furniture, delivery or your order come to us, as with any order.

Returns

Our returns policy is the same however you pay. A refund goes back to Affirm or Klarna, and they adjust your plan.